Understanding Maximum Debit Value (MDV)

What is Maximum Debit Value?

Maximum Debit Value (MDV) is the maximum amount that can be debited in a single transaction from a customer’s bank account or credit card.

It is an important factor that helps to prevent fraudulent or unauthorised transactions by setting a transaction limit.

How is MDV determined by Ezypay?

Ezypay determines the MDV based on a combination of factors, including:

• Your business’s transaction history
• The industry in which your business operates
• The billing requirements submitted during onboarding
• Your business standing with Ezypay

Why is MDV important?

• A higher MDV allows your business to process larger transactions in one go, reducing the need for multiple debits and improving efficiency.
• A lower MDV helps minimise the risk of fraudulent or unauthorised transactions.

MDV can also be adjusted to align with your business growth. If you begin to process larger transaction volumes, you may request an increase in your MDV.

How can I increase my Maximum Debit Value?

To request an MDV increase, follow these steps:

1. Fill in the Change of Maximum Debit Value (MDV) Form.
2. Upload all required supporting documents as part of the form submission. This includes:
   • Documents listed in the form
   • A sample invoice or pricing that reflects the new debit amount

🔎 Note: All requests are reviewed by our internal team and subject to approval.

In summary

Maximum Debit Value plays a crucial role in how your business processes payments.

• A higher MDV improves processing flexibility for larger transactions
• A lower MDV provides better control and fraud protection

If your business is growing or requires adjustments, you can submit a request to increase your MDV here.